Terms of Use
Effective Date: January 1, 2026
Welcome to chesterfieldmtg.com. By accessing this website or using our connection services, you agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, please discontinue use of this site immediately.
1. Service Overview & Disclaimer
Chesterfield Loans is not a direct lender, banking institution, or financial representative. We do not issue loans, make credit decisions, or guarantee funding approval. This website operates as a marketplace platform connecting prospective consumers with licensed lenders and financial partners in our network.
2. Eligibility Requirements
To access this platform and submit a request, you represent and warrant that:
- You are at least 18 years old.
- You are a legal resident of the United States residing in a jurisdiction where our financial referral services are permitted.
- You possess a regular source of verifiable recurring income.
- You maintain an active personal checking account with a recognized financial institution.
3. Consent to Electronic Communications (E-Sign Consent)
By submitting your information, you agree to receive notices, disclosures, and documents electronically. Lenders may contact you via email, SMS, automated dialing systems, or phone calls regarding loan status and terms.
4. Credit Pull Authorization
By submitting your request form, you provide express written authorization under the Fair Credit Reporting Act (FCRA) for Chesterfield Loans and its partner lenders to obtain your credit report and identity verification records from major and alternative credit reporting agencies.
5. Limitation of Liability
Chesterfield Loans is not liable for any direct, indirect, incidental, or consequential damages resulting from your interactions, agreements, loan contracts, or non-disbursements initiated by third-party lenders.
6. Governing Law
These Terms shall be governed by and construed in accordance with the substantive laws of the State of Alabama, without regard to its conflict of law principles.
7. Contact Information
If you have questions concerning these Terms of Use, please reach out to us:
Chesterfield Loans
1 Court Square Suite 116, Montgomery, AL 36104, USA
Phone: +1 334-834-6960
Email: support@chesterfieldmtg.com