Privacy Policy
Last Updated: January 1, 2026
At Chesterfield Loans ("we," "our," or "us"), protecting the privacy and confidentiality of our customers' personal information is of paramount importance. This Privacy Policy explains how we collect, utilize, share, and protect information when you visit our website at chesterfieldmtg.com or submit an inquiry for short-term loan options.
1. Information We Collect
We collect information that identifies, relates to, or could reasonably be linked with you ("Personal Information"). This includes:
- Identifying Details: Full legal name, residential address, telephone number, email address, date of birth, and Social Security Number.
- Financial Information: Monthly income, source of employment, employer name, checking account information, and repayment history.
- Technical Identifiers: IP address, device type, browser settings, operating system, and interaction timestamps gathered via cookies and server logs.
2. How We Use Your Information
We utilize the collected information to:
- Process and evaluate your loan inquiry or connect you with third-party lending partners.
- Verify your identity and comply with federal identity verification requirements, including the USA PATRIOT Act.
- Facilitate customer service responses and communicate about loan terms and updates.
- Prevent fraudulent activity, unauthorized transactions, and operational abuse.
3. Sharing and Disclosure
We do not sell personal identification data to unaffiliated third parties for unsolicited promotional marketing. We may share your data with:
- Lending Partners & Financial Networks: Participating direct lenders who evaluate credit eligibility and underwriting parameters.
- Consumer Reporting Agencies: Major and alternative credit bureaus (e.g., Experian, Equifax, TransUnion, or Teletrack) to perform necessary credit verification checks.
- Regulatory & Legal Authorities: Government agencies or law enforcement when required by statutory law or official subpoena.
4. Data Security Standards
We maintain multi-layered administrative, technical, and physical safeguards. All data transmission across chesterfieldmtg.com is secured using industry-standard 256-bit Secure Socket Layer (SSL) encryption protocols.
5. Contact Us
For questions or privacy concerns regarding this policy, contact our compliance department:
Chesterfield Loans
1 Court Square Suite 116, Montgomery, AL 36104, USA
Phone: +1 334-834-6960
Email: support@chesterfieldmtg.com